Lydia APK + MOD (Unlocked) v12.9.4

12.9.5
After having revolutionised payments between millions of people, Lydia is now reinventing their bank account.
4.3/5 Votes: 48,211
Developer
Lydia app
Updated
Jul 24, 2023
Version
12.9.5
Requirements
6.0
Downloads
1,000,000+
Get it on
Google Play
Report this app

Description

Lydia v12.8 Unlocked MOD APK Download

After having revolutionised payments between millions of people, Lydia is now reinventing their bank account.

In a few seconds you can:
– Pay any contact with a phone number free of charge and securely.
– Request a reimbursement from a friend or share a bill.
– Collect money for all your events with money pools.

Lydia is now revolutionising your current account:
– Spend your money from Lydia via our physical cards or Internet Visa.
– Forget about unpleasant surprises abroad, your payments and withdrawals are free of charge.
– Enjoy contactless, with no limit on the amount, for all your purchases via Google Pay.
– Track your balance, and receive instant notifications for each of your payments and bank transfers.
– Create sub-accounts to better organise your money, or shared accounts to facilitate your spending as a couple, as a roommate or as a family.

But also…
– Secure your internet payments with Internet Cards
– Connect all your bank accounts to Lydia, in order to only use one app.
– Take a personal loan easily

The decision to grant or not a credit as well as the conditions for granting it are defined by our credit partners and depend on several criteria, including income and living expenses.
Before granting any credit, the lending institution will inform the borrower of all the terms and conditions of the credit, such as the annual percentage rate of charge (APR) and the repayment terms.
The loans that can be subscribed via the Lydia application have a minimum duration of 90 days and a maximum duration of 36 months. The minimum APR is 13.90% and the maximum APR is 20.79%. In all cases, the APR cannot exceed the usury rate determined by the Banque de France.
Below is an example of a credit that can be granted:
Credit amount : € 300.00
Credit term : 90 days
APR : 20.33%
Management fees : € 8.79
Instant reception fees (optional) : € 0.30
Amount of fees paid right away : € 9.09
Amount repaid per month : € 100.00
Total cost of credit : € 309.09

More APK

100% secure, the Lydia app is developed in Paris by a passionate and independent team, complying with the latest banking and IT security standards. Lydia respects your privacy and the European GDPR directives.

FAQs

Q: What is Lydia APK for Android Download?

A: Lydia APK for Android Download is the installation file for the Lydia mobile app on Android devices. It allows users to download and install Lydia, a popular mobile payment and money-sharing app, directly on their Android smartphones or tablets.

Q: Is Lydia APK for Android Download safe?

A: Yes, Lydia APK for Android Download is safe as long as you download it from a trusted source. To ensure security, we recommend downloading the APK from the official Lydia website or reputable app stores like Google Play Store.

Q: Can I download Lydia APK from the Google Play Store?

A: Yes, you can download the Lydia app directly from the Google Play Store without using the APK. However, if you encounter any issues with the official store, you can consider downloading the APK from their website or other trusted sources.

Q: How do I install Lydia APK on my Android device?

A: To install Lydia APK, follow these steps:

    • Download the APK file from a trusted source.
    • Enable “Unknown Sources” in your device’s settings to allow app installations from third-party sources.
    • Locate the downloaded APK in your device’s storage and tap on it.
    • Follow the on-screen instructions to complete the installation.

Q: Will downloading Lydia APK void my device warranty?

A: No, downloading Lydia APK or any other app from legitimate sources does not void your device warranty. However, be cautious while installing apps from unknown sources, as this might lead to security risks and void the warranty.

Q: Are there any system requirements for Lydia APK on Android?

A: Yes, Lydia APK requires Android OS version X.X or higher to function properly. Make sure your device meets the minimum system requirements to enjoy a seamless experience with the app.

Note: It’s crucial to exercise caution when downloading APK files from external sources to avoid malware or unauthorized modifications to the app. Whenever possible, download apps from official app stores like Google Play Store to ensure safety and security.

What's new

The new Lydia IBAN is here! Following the granting of a new banking licence, Lydia now offers its users a new IBAN, issued by Lydia, in complete autonomy. In this version of the app, users can view their new IBAN and start using it. All they have to do is click on the 'RIB' insert in the first tab to access it. The detail that makes all the difference: the BIC code of this new IBAN is "LYDI", for Lydia.

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